Cookie Policy

Last Updated: March 15, 2026

This Cookie Policy explains how TraderPadi Limited ("TraderPadi," "we," "us," or "our") uses cookies and similar tracking technologies when you visit our website and use our mobile application. This policy should be read in conjunction with our Privacy Policy and Terms of Service.

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit a website or use an application. Cookies help websites and apps remember information about your visit, making your experience more convenient and personalized.

1.1 Types of Cookies

  • Session Cookies: Temporary cookies that are deleted when you close your browser or app
  • Persistent Cookies: Cookies that remain on your device for a specified period or until manually deleted
  • First-Party Cookies: Cookies set by TraderPadi
  • Third-Party Cookies: Cookies set by external services we use (e.g., analytics providers, advertisers)

2. How We Use Cookies

We use cookies and similar technologies for various purposes, which we categorize as follows:

2.1 Essential Cookies (No Consent Required)

These cookies are necessary for our website and app to function properly. They enable core functionality such as security, authentication, and maintaining your session. Without these cookies, our Services cannot be provided effectively.

Examples:

  • Session management and user authentication
  • Security and fraud prevention
  • Load balancing and server routing
  • Remembering your cookie consent preferences

Legal Basis: These cookies are necessary for the performance of our service contract with you.

2.2 Functional Cookies (Consent Required)

These cookies enhance the functionality and user experience of our Services by remembering your preferences and choices.

Examples:

  • Language preferences
  • Display settings (e.g., font size, color scheme)
  • Form auto-fill information (except sensitive data)
  • Feature usage preferences

Legal Basis: Your explicit consent, which you can withdraw at any time.

2.3 Analytics and Performance Cookies (Consent Required)

These cookies help us understand how users interact with our Services, identify areas for improvement, and measure the effectiveness of our features.

Examples:

  • Google Analytics (or similar services) to track page views, user behavior, and app usage patterns
  • Performance monitoring to identify technical issues
  • A/B testing to optimize user experience
  • Crash reporting and error tracking

Legal Basis: Your explicit consent, which you can withdraw at any time.

2.4 Marketing and Advertising Cookies (Consent Required)

These cookies are used to deliver relevant advertisements and measure the effectiveness of marketing campaigns. They may also be used to build a profile of your interests.

Examples:

  • Tracking conversions from advertising campaigns
  • Displaying personalized ads based on your interests
  • Limiting the number of times you see an advertisement
  • Measuring ad performance and reach

Legal Basis: Your explicit consent, which you can withdraw at any time.

2.5 Social Media Cookies (Consent Required)

These cookies enable social media features and allow you to share content from our Services on social media platforms.

Examples:

  • Social media sharing buttons (e.g., Facebook, Twitter, LinkedIn)
  • Social media login functionality
  • Embedded social media content (e.g., videos, posts)

Legal Basis: Your explicit consent, which you can withdraw at any time.

3. Third-Party Cookies

We use services from trusted third-party providers that may set cookies on your device. These third parties have their own privacy policies and cookie policies, which we encourage you to review.

3.1 Analytics Services

  • Google Analytics: Tracks website and app usage patterns. Privacy Policy

3.2 Advertising Services

We may use advertising networks to display relevant ads. These networks may use cookies to track your browsing behavior across multiple websites.

3.3 Communication Services

3.4 Payment Processors

When you make payments through our Services, payment processors may set cookies to facilitate secure transactions.

4. Cookie Consent and Management

4.1 Cookie Consent Banner

When you first visit our website, you will see a cookie consent banner that allows you to:

  • Accept all cookies
  • Reject non-essential cookies
  • Customize your cookie preferences

4.2 Withdrawing Consent

You can change your cookie preferences at any time by:

  • Clicking the "Cookie Settings" link in the footer of our website
  • Adjusting your browser settings (see Section 5 below)
  • Contacting us at [email protected]

4.3 Effect of Withdrawing Consent

If you reject or disable non-essential cookies, some features of our Services may not function properly, and your experience may be less personalized.

5. Managing Cookies Through Your Browser

Most web browsers allow you to control cookies through their settings. You can:

  • Block all cookies
  • Accept only first-party cookies
  • Delete cookies after each browsing session
  • Receive a notification before a cookie is set

5.1 Browser-Specific Instructions

Note: Blocking essential cookies may prevent you from using our Services.

6. Mobile App Tracking

Our mobile app may use similar tracking technologies to cookies, such as:

  • Local Storage: Data stored locally on your device
  • SDKs (Software Development Kits): Third-party tools integrated into our app for analytics and advertising
  • Device Identifiers: Unique identifiers assigned to your device

6.1 Managing Mobile Tracking

You can manage tracking on mobile devices through your device settings:

  • Android: Settings > Privacy > Ads > Opt out of Ads Personalization
  • iOS: Settings > Privacy > Tracking > Ask App Not to Track

7. Do Not Track (DNT) Signals

Some browsers offer a "Do Not Track" (DNT) feature that sends a signal to websites requesting that they do not track your browsing activity. Currently, there is no industry standard for how websites should respond to DNT signals. At this time, our Services do not respond to DNT signals, but we respect your cookie preferences as set through our cookie consent banner.

8. Compliance with Data Protection Laws

Our use of cookies complies with applicable African data protection laws, including the Nigeria Data Protection Regulation (NDPR) 2019 and South Africa's Protection of Personal Information Act (POPIA). We:

  • Obtain your explicit consent before setting non-essential cookies
  • Clearly explain what cookies we use and why
  • Allow you to withdraw consent at any time
  • Store cookie consent records as required by law
  • Regularly review and update our cookie practices

9. Data Collected Through Cookies

9.1 Before Consent (Essential Cookies Only)

Data collected through essential cookies includes:

  • Session identifiers
  • Authentication tokens
  • Security-related information
  • Basic device and browser information (for compatibility purposes)

9.2 After Consent (All Cookies)

With your consent, cookies may collect:

  • Pages viewed and features used
  • Time spent on pages and in the app
  • Click paths and navigation patterns
  • Referring websites and search queries
  • Device type, operating system, and browser information
  • IP address and approximate location (city/country level)
  • Advertising interactions and conversions

This data is used to improve our Services, personalize your experience, and measure the effectiveness of our marketing efforts, as described in our Privacy Policy.

10. Cookie Lifespan

Different cookies have different lifespans:

  • Session Cookies: Deleted when you close your browser or app
  • Authentication Cookies: 7-30 days (or until you log out)
  • Preference Cookies: 6-12 months
  • Analytics Cookies: 6-24 months
  • Advertising Cookies: 3-12 months

You can delete cookies at any time through your browser settings.

11. Children's Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect data from children through cookies or any other means. If we become aware that we have collected data from a child, we will take steps to delete such information.

12. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by:

  • Posting the updated policy on our website and app
  • Updating the "Last Updated" date at the top of this policy
  • Displaying a notice or requesting renewed consent (if required by law)

We encourage you to review this Cookie Policy periodically.

13. Contact Us

If you have any questions about this Cookie Policy or our use of cookies, please contact us:

14. Your Rights

Under applicable African data protection laws, you have the right to:

  • Access the data collected through cookies
  • Request correction or deletion of such data
  • Object to the use of certain cookies
  • Lodge a complaint with the relevant data protection authority in your jurisdiction (e.g., Nigeria Data Protection Bureau, South African Information Regulator)

To exercise these rights, please contact us using the information provided above.